100% Compensation
Slide 1

You keep all of your compensation and pay nothing if you win or lose.

UK Accident Claim Specialists
Slide 2

We have specialist Accident Claim Solicitors ready and waiting to help you across the UK.

Not Sure What To Do?
Slide 3

Simply call us free or complete the quick enquiry on the right and let us explain your legal rights and your options (at no cost to you and no obligation).

Insurers go head to head with government over claims fees

Insurers go head to head with government over claims fees

Earlier this year it emerged that many insurance companies were profiting by selling their customers details on to personal injury lawyers following accidents. These referral fees were described as a “racket,” by former cabinet member Jack Straw.

Despite often bemoaning the high number of claims for compensation that are allegedly responsible for increasing premiums, the insurance industry has been accused of perpetuating and exacerbating the issue by continuing to sell customers details on to claims firms.

So far, Axa is the only insurance company to end the practice of passing on its customers details for referral fees. Now its Chief Executive, Paul Evans, has renewed calls for the government to take action over the fees, and other factors which he says are leading to spiralling insurance premiums.

“Whilst we welcome signals that the government is minded to impose a market-wide ban on referral fees, they are a symptom – not the cause – of the increase in personal injury claims,” Mr Evans said.

Radical steps

He went on to say that: “We believe more radical steps are needed... there seems to be no question that UK society is drifting into a compensation culture, encouraged by an industry of claims management firms and personal injury lawyers.”

However personal injury lawyers say that the need for this ‘compensation culture’ is brought about by the high volume of accidents on the UK’s roads, in which people are injured or worse.

Nicolas Jervis, managing director of claims specialists 1stClaims commented: “If a person is injured as a result of an accident which was not their fault, then they have every right to make a claim for compensation. We live in a society that enables us to protect those who have been wronged, and while there may be some room for fine-tuning of the system, the focus should remain on preserving the rights of innocent victims.”

Whiplash claims

Mr Evans also singled out whiplash claims as, “driving the increase of personal injury claims which have caused motor premiums to rise,” arguing that many such claims are fraudulent.

Whiplash is one of the main claim types targeted by claims companies after obtaining insurance customer’s details. This is perhaps because it is one of the most commonly sustained injuries during a crash, even at low-speed. Mr Evans called for a “comprehensive medical evaluation of muscle damage following a typical low impact road traffic accident,” to make it easier to ascertain which whiplash claims are genuine.

Nicolas Jervis said on the matter: “While there are a certain proportion of false claims for whiplash, it is a real condition that can cause genuine distress and suffering in those affected by it. Certainly any advances which make it easier to spot a genuine case from a fraudulent one are to be welcomed, but we should be wary of falling into the trap of ‘guilty until proven innocent.’”

He added, “I hope that when considering its options, the government will keep in mind the needs of accident victims, and not just the will of the insurance industry.”

personal injury solicitor claim enquiry button

We are here to help you from 8am to 8pm Monday to Friday,
8.30am to 6pm on Saturday and 9am to 6pm on Sundays.

Questions?

Online

How We Help You

Which 7 Questions Must You Ask Before Choosing Your Personal Injury Claim Solicitor?

To receive our free guide advising you of all the questions you must ask before choosing your solicitor please click the link below:

7 ESSENTIAL QUESTIONS GUIDE - DOWNLOAD HERE

Why Choose 1stClaims

  • We hand select only the best personal injury claim and medical negligence solicitors to help you.
  • You keep 100% of your compensation
  • You pay nothing whether you win or lose your claim
  • Your solicitor chosen by a senior personal injury solicitor with 14 years claims experience

What clients are saying about 1stClaims service today

Has a solicitor been in contact? Yes
Was our website easy to use? Yes
Out of 5, please rate the ease of use of our website or service. 4 or 5

1stClaims is regulated by the Ministry of Justice in respect of regulated claims management activities: Number CRM15909. This registration is recorded on the website www.claimsregulation.gov.uk

“We comply, where applicable, with the SRA Code of Conduct 2011 published by the Solicitors Regulation Authority, and any solicitor [or registered European lawyer] to whom we may refer you is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor [or registered European lawyer]"

1stClaims Limited - Registered in England and Wales - Reg. Co. No. 06566866. Registered Office Address: First Floor Offices, 119 Station Road, Nailsea, Bristol BS48 1TA - VAT Reg. No. 938 1976 76