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Could Online Claims Make Whiplash More Profitable For Fraudsters

A new online trend, designed to make the personal injury claims process easier for victims of whiplash may, inadvertently, be making life a lot easier for fraudsters.

For many, the idea of launching a personal injury whiplash claim is a daunting one. The Law is riddled with jargon and there is always the spectre of ‘hidden fees’ to deter a claimant from attending even an initial ‘no-obligation’ meeting. However, a number of companies have found a solution to that problem - by offering claimants the facility to have their claim assessed online by a computer. This allows the claimant to gain a quicker and better understanding of how the Law perceives their case and also tells them very quickly whether or not it is worth pursuing. Using this facility is becoming increasingly attractive to those who are not sure whether they have a claim in the first instance and options, such as online compensation calculators are informing people just how much they can expect in remuneration.

Cutting out the middleman?

While ‘cutting out the middleman’ may be a source of relief for first time or nervous claimants, it may be a source of delight for those who are looking to make fraudulent personal injury whiplash claims. Whiplash is one of the most commonly faked or exaggerated injuries in the world of personal claims. Injuries are sustained through the whipping motion of the spine as it is thrown forward and then back, usually as the result of a rear impact collision. This motion can tear, stretch or strain the soft tissue surrounding the neck and give rise to a variety of symptoms, from mild neck pain to more debilitating conditions. However, in most cases, there are no external symptoms from which to make a diagnosis, so medical professionals often have to rely on the testimonial of a victim.

The facility for an online assessment of a whiplash injury could be wide open to abuse. The computer making the assessment has no knowledge as to whether an injury is genuine or not. Instead, it will simply evaluate the level of injury based on the information it is given.

A ‘dress rehearsal’ for fraudsters

Those seeking to make some fast cash can almost use the system as a ‘dress rehearsal’ to find out what sort of injury they need in order to make the money that they want. By looking at the questions asked by the computer, they can get a good idea of the kind of symptoms they need to fake or exaggerate and get a sound idea of just how much they can expect to receive in compensation.

However, genuine claimants may also have an ace up their sleeve. While fraudsters may seek to abuse the system, those who have genuinely been the victim of a whiplash personal injury can quickly seek the services of a medical professional. While diagnoses are by no means foolproof, the recent spike in the number of fraudulent claims has spurred both insurers and doctors to be more vigilant in their assessments. Those who seek to make easy money out of faked whiplash symptoms may find that cutting out the middle man doesn’t necessarily guarantee them their goal.

You Need To Know More Vital Information About Whiplash?

For more vital information that you really should know please download our free Essential Guide To Whiplash. It will tell you:

What "No Win No Fee" really means and how to ensure you do not get caught out
Whether a Claims Company or a Solicitor is the right choice for you
What does it mean if you have Legal Expense Insurance (and do you have to use the solicitor that they tell you too if you do not want to)?
How to obtain private treatment for your injuries at no cost to you
How to quickly obtain a replacement car or motorcycle if you need to
Why accepting an offer directly from the other driver's insurance company could cost you thousands of pounds and lead to longterm injury problems

There is no cost so please complete your details below now and we will immediately send you the guide.

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