UK Wide Whiplash Injury Claim Coverage

We have expert Whiplash Injury Claim Solicitors across England, Scotland, Wales and Northern Ireland waiting to help you now.

100% Compensation

You keep all of your compensation and pay nothing if you win or lose.

UK Whiplash Injury Claim Specialists

We have specialist Whiplash Injury Claim Solicitors ready and waiting to help you across the UK.

Not Sure What To Do?

Simply call us free or complete the quick enquiry on the right and let us explain your legal rights and your options (at no cost to you and no obligation).

Are Honest People Claiming Whiplash Suffering Through Fake Whiplash Claims?

Do false whiplash claims fuel insurance price rises for motorists

In recent years even the most careful UK drivers with a no claims bonus have seen their motor insurance premiums continue to increase. Leading motoring organisations blame these hikes in car insurance prices on fraudulent insurance claims, taxes and legal fees. Essentially, the insurance industry is paying out more than it’s getting in, and its careful motorists who seem to be paying the price.

The average insurance premium increase is around £200 this year, and with the cost of driving increasing, it can only add to the financial pressures on the British motorist. With people now driving less or abandoning the car altogether due to these costs, motoring groups are now calling for legislative action by the government to prevent the causes of these insurance hikes. A change in the law does seem the best way to combat fraudulent or unreasonable claims, especially for whiplash, which has caused much controversy. Many motor insurance industry observers are concerned that for too long accident compensation claims have been an easy target for fraudsters or drivers who are deliberately looking for a way to make money by using the law to their advantage.

However, uninsured drivers are also being blamed for the rising cost of motor insurance. The cost per year per uninsured driver is £30, through collisions, failing to adhere to road traffic rules, and other criminal activity.

Calls for tighter regulation of personal injury law firms

Now the Motor Insurers’ Bureau is calling for a change in the law to stop the proliferation of unreasonable personal injury claims. There is concern that a proportion of whiplash claims are either fraudulent or at least questionable. The pressure is building on the government as more and more drivers are realising the cause of the increase in their car insurance premiums, and making a change in the law is popular in government circles as it will be a popular move with the voting public. But although it may represent a short-term rise in popularity, some industry watchers are concerned that it could make life even more difficult for genuine claimants and not, as the government says, streamline the process in favour of the genuine claimant. In addition, the only real beneficiaries are likely to be the insurance companies as they do not have a history of passing on savings to motorists. In reality if they do manage to save any compensation payments they are simply likely to pocket the difference in increased profits.

There is much concern amongst driving organisations that personal injury claims firms have been allowed to proliferate in the UK, leading to huge amounts of money being paid out by insurance companies to undeserving claimants while ordinary and law abiding drivers have had to pick up the costs. Some financial ratings agencies have found that the industry as a whole is paying out far more than it can collect in premiums.

What next for personal injury law?

With the AA reporting the largest rise last year in insurance premiums since their records started in 1994, the House of Commons recently held an inquiry into the car insurance market. The inquiry found that significant changes to the way in which personal injury firms work are needed to stop the huge increases in UK car insurance.

The inquiry heard that the ‘hard sell’ approach to personal injury claims has been one of the main factors in the rise of claims for whiplash, where there can be encouragement to claim even if the ‘victim’ has not suffered an injury. However, as with all media stories you have to read through the hype to realise that in reality there are very few fraudulent claims. The majority of whiplash claims are made by honest victims who have suffered through no fault of their own. They should not be made to suffer for the sake of a few dishonest claimants and the profits of the insurance industry.

Essentially when an insurer pays out for a fraudulent personal injury claim, it is the public who pays for it rather than them, and it seems the best way to stop this is simply to clamp down on those that are making fraudulent claims. Any changes in the law have to be made in such a way that genuine claimants are not penalised alongside the fraudsters. Achieving that may be more of a challenge than the government realises.

You Need To Know More Vital Information About Whiplash?

For more vital information that you really should know please download our free Essential Guide To Whiplash. It will tell you:

What "No Win No Fee" really means and how to ensure you do not get caught out
Whether a Claims Company or a Solicitor is the right choice for you
What does it mean if you have Legal Expense Insurance (and do you have to use the solicitor that they tell you too if you do not want to)?
How to obtain private treatment for your injuries at no cost to you
How to quickly obtain a replacement car or motorcycle if you need to
Why accepting an offer directly from the other driver's insurance company could cost you thousands of pounds and lead to longterm injury problems

There is no cost so please complete your details below now and we will immediately send you the guide.

Share This Article With:

What If I Could Not Avoid The Accident?

Read our guide explaining what to do following an accident "Road Accident and Injury Claim Guide"

Have You Suffered A Whiplash Injury?

If you would like 1stClaims’ expert Whiplash Solicitors on your side please call us free on 0800 2888 693 or complete our Free Claim Enquiry form now and we will be in touch with you very soon.

Remember, it costs nothing to ask and you receive 100% of your compensation.

We are here to help you from 8am to 8pm Monday to Friday,
8.30am to 6pm on Saturday and 9am to 6pm on Sundays.

Why Choose Us for Your Whiplash/Road Claim?

You keep 100% of your compensation
You pay nothing whether you win or lose your claim
Your solicitor is chosen by one of our directors who was a personal injury solicitor for 14 years. This ensures you are put in touch with the best solicitors to ensure you receive a 1stClass service from 1stClaims!
All 1stClaims solicitors are monitored by client feedback to ensure a quality service is maintained for your benefit

Questions?

What clients are saying about 1stClaims service today

“I'd highly recommend using a company like 1stClaims to find the solicitor with the most experience in dealing with your particular claim - better than sticking a pin under "S" in the phonebook! ” - Mrs W, South Wales