UK Wide Whiplash Injury Claim Coverage

We have expert Whiplash Injury Claim Solicitors across England, Scotland, Wales and Northern Ireland waiting to help you now.

100% Compensation

You keep all of your compensation and pay nothing if you win or lose.

UK Whiplash Injury Claim Specialists

We have specialist Whiplash Injury Claim Solicitors ready and waiting to help you across the UK.

Not Sure What To Do?

Simply call us free or complete the quick enquiry on the right and let us explain your legal rights and your options (at no cost to you and no obligation).

Are Cash For Crash Accidents Driving Up The Cost Of Car Insurance?

A report by the Automobile Association has revealed that car insurance premiums are rising faster than at any time since 1994. With the jaws of the recession still holding many in their grip, are some drivers helping to force the cost of motoring up for the rest of us?

‘Crash for cash’ is a term that many drivers will not be familiar with - and yet it is one of the main factors responsible for the continued hike in car insurance premiums. Cash for crash is a relatively new phenomenon, typically run by gangs of criminals looking to exploit the insurance laws. Initially, crash for cash began as a money making scheme operated by fraudsters. Upon having selected a target, usually single mothers or elderly drivers, they force innocent motorists to crash into the back of them, braking suddenly on clear roads or at roundabouts. This is usually done using the handbrake or by disconnecting brake lights so that the car behind receives no warning that they are about to brake. Once the crash has taken place, the scammers then choose to either demand money on the spot for damage to the car, fake whiplash and put in a fraudulent personal injury claim or claim for no-existent damages to their vehicle. According to the AA, the average claim of this sort is for around £17,000 and may include demands for the payment of storage costs and recovery fees.

Not just the actions of gangs

However, crash for crash fraud has become more widespread and seems not to be the sole propriety of criminal gangs. Simon Douglas, the director of AA Insurance, believes that this form of fraud is becoming more commonplace. He says: “There's evidence suggesting that thousands of people are attempting this themselves - perhaps to get someone else to pay for past damage and to make a claim for non-existent whiplash injury. This is extremely rash and puts peoples' lives at risk.” In addition, many motorists are exploiting the benefits of car insurance comparison websites, by giving false driving histories in order to drive the cost of their premiums as low as possible. However, the knock-on effect is that the more fraud that is committed, the greater the increase in premiums for legitimate motorists.

Costing millions every year

The Insurance Fraud Bureau estimates that crash for cash scams alone cost insurance companies around £350 million in 2009, adding £44 to the cost of every insurance premium, regardless of driving or claim history. Another repercussion for the innocent motorist is that, insurance companies will use these rare fraudulent claims as an excuse to challenge genuine claims made by innocent accident victims and there is evidence that this is already happening. People making claims for whiplash compensation are often challenged to ridiculous degrees by the insurance industry to prove their claim and injury. Fortunately, with expert solicitors from 1stClaims on your side these challenges can soon be removed.

Research by online comparison site, moneysupermarket.com, has unearthed another worrying statistic. According to their report, 15% of motorists under the age of 35 would consider staging an accident in order to make a fraudulent compensation claim - with one in twenty already having done so. While most of us are being careful with our money, those looking to make a ‘quick buck’ are forcing us to pay for their actions - whether we like it or not. However, they will more likely than not be caught and fined and/or put in prison for their actions, leaving the honest motorist nothing to worry about.

You Need To Know More Vital Information About Whiplash?

For more vital information that you really should know please download our free Essential Guide To Whiplash. It will tell you:

What "No Win No Fee" really means and how to ensure you do not get caught out
Whether a Claims Company or a Solicitor is the right choice for you
What does it mean if you have Legal Expense Insurance (and do you have to use the solicitor that they tell you too if you do not want to)?
How to obtain private treatment for your injuries at no cost to you
How to quickly obtain a replacement car or motorcycle if you need to
Why accepting an offer directly from the other driver's insurance company could cost you thousands of pounds and lead to longterm injury problems

There is no cost so please complete your details below now and we will immediately send you the guide.

Share This Article With:

What If I Could Not Avoid The Accident?

Read our guide explaining what to do following an accident "Road Accident and Injury Claim Guide"

Have You Suffered A Whiplash Injury?

If you would like 1stClaims’ expert Whiplash Solicitors on your side please call us free on 0800 2888 693 or complete our Free Claim Enquiry form now and we will be in touch with you very soon.

Remember, it costs nothing to ask and you receive 100% of your compensation.

We are here to help you from 8am to 8pm Monday to Friday,
8.30am to 6pm on Saturday and 9am to 6pm on Sundays.

Why Choose Us for Your Whiplash/Road Claim?

You keep 100% of your compensation
You pay nothing whether you win or lose your claim
Your solicitor is chosen by one of our directors who was a personal injury solicitor for 14 years. This ensures you are put in touch with the best solicitors to ensure you receive a 1stClass service from 1stClaims!
All 1stClaims solicitors are monitored by client feedback to ensure a quality service is maintained for your benefit

Questions?

What clients are saying about 1stClaims service today

“I am very happy to endorse your website for it's ease of understanding and use. I would also like to say how impressed I was regarding the very prompt reply from the solicitor who contacted me regarding this matter.” - Mr G Kay