Insurers and Brokers Settling Compensation Claims Directly With Clients Without Solicitors
We have recently seen on a number of occasions a new trend amongst insurance companies and insurance brokers offering to settle claims for compensation with injured accident victims directly. Often accident victims receive a letter from the insurance company or broker advising them they do not need to use a solicitor to claim compensation but can claim directly from the insurance company. Sometimes they even offer an incentive to avoid using a solicitor, some flowers or even an extra amount of compensation. So why are they doing this?
The starting point is to remember why insurance companies exist:- to make profits for their members. If they can avoid you using a solicitor, then they can avoid paying legal costs. As part of any claim made by an individual they are also entitled to claim their legal costs, which is why solicitors can offer "no win no fee" arrangements, with the insurance company paying their bill if they do win. However, if the insurers can persuade you not to use a solicitor they can save more money and make more profits. Now if they offer you an incentive why not avoid a solicitor?
If you have a solicitor on your side they are doing one thing only, acting in your best interests. If you are made an offer by the insurance company but do not have a solicitor, how will you know if the offer is a fair one? An independent solicitor will review all of the evidence and then negotiate for the best possible settlement for you. If an insurance company has a duty to maximise its profits, will it be able to make the right offer of compensation to you? Ultimately it is for the accident victim to decide. If you are approached following an accident by an insurance company, why not talk to an independent solicitor and the insurance company and then make your decision? But remember that important point, it is "your decision" and your decision only. Neither a solicitor or an insurance company should put any pressure on you to make you go use them.
FREE REVIEW OF INSURER’S OFFER TO SETTLE? CLICK HERE
BACK TO PERSONAL INJURY ARTICLES INDEX
Can 1stClaims Help You?
If you would like 1stClaims’ expert Personal Injury Solicitors on your side please call us free on 0800 2888 693 or complete our Free Claim Enquiry form now and we will be in touch with you very soon.
Remember, it costs nothing to ask and you receive 100% of your compensation.
We are here to help you from 8am to 8pm Monday to Friday,
8.30am to 6pm on Saturday and 9am to 6pm on Sundays.
Claim Now
Start your FREE claim for compensation by using our online claim form.
Remember we charge no fees and you receive 100%* of your compensation.
*Different rules apply for medical negligence - See Here
Our Service For You
0800 2888 693 or;
Which 7 Questions Must You Ask Before Choosing Your Personal Injury Claim Solicitor?
To receive our free guide advising you of all the questions you must ask before choosing your solicitor please click the link below:
7 ESSENTIAL QUESTIONS GUIDE - DOWNLOAD HERE
UK Wide Coverage
We have expert solicitors across England, Scotland, Wales and Northern Ireland waiting to help
you now.
News / Articles
Sign Up For Our Free Safety Newsletter?
MRSA Hospitals - US fight new strain of superbug. 09/12/09
Whiplash Personal Injury & Treatment- 5/12/09
Accident At Work Claims On Rise - 28/11/09
Accident On Holiday? - What can you do? 27/11/09
Whiplash Claims Fraudster Caught - 17/11/09
NHS Compensation Claims - Should advertisements in hospital leaflets be stopped? 17/11/09
New Mums At Risk Of Hospital Negligence. 06/11/09
How Long For A Whiplash Claim? 6/11/09
MRSA Superbugs And Target Culture. 16/10/09
Car Accident Compensation - Don't Take The Insurance Company's First Offer! 16/10/09
Why Choose 1stClaims
- We hand select only the best personal injury claim and medical negligence solicitors to help you.
- You keep 100% of your compensation
- You pay nothing whether you win or lose your claim
- Your solicitor chosen by a senior personal injury solicitor with 14 years claims experience
What Our Clients Say
“What I most liked about your service is that it was easy to use. I was nervous about contacting you at first but that changed as soon as I had spoken to your staff who were very friendly. I would certainly recommend your service to other people thinking of making a medical negligence claim.” - Mr S, Berkshire
